If you work for clients abroad and get paid through Ontop, you will see that Wallbit is the best option on the market to withdraw your funds. In addition, we give you an extra incentive: if you receive more than USD 1,500 and choose Wallbit to deposit your salary month after month, we’ll give you a Wallbit Pro account with discounted fees and priority support.
This benefit is also valid for platforms like Deel and Rippling.
Why receive your Ontop funds with Wallbit?
Depositing money from Ontop with Wallbit has several advantages over other methods:
No fees. By using the local U.S. transfer network (ACH), costs are drastically reduced compared with international SWIFT transfers.
No delays. ACH withdrawals are usually credited within 24 to 48 business hours.
Flexibility. Once the money is in your Wallbit account, you can choose whether to keep it in dollars, invest it in financial instruments, withdraw it to your local currency, or make international or local payments.
Step by step to receive from Ontop
To get started, you first need to obtain your Wallbit bank account details and then link them to your Ontop account.
1. Get your banking details in Wallbit
Log in to the Wallbit app and select “Deposit” or “Account Details.” There you will find the information needed for a domestic U.S. transfer:
Account holder name. It must match your name in Ontop exactly.
Account Number
Routing Number
Account type
2. Add the withdrawal method in Ontop
Once you have the details, you need to tell Ontop to send your funds there:
Log in to your Ontop account.
In the main menu, go to the “Wallet” or “Withdrawals” section.
Click the option to add a new withdrawal method (“Add withdrawal method”).
Select the “Bank Account” option and make sure to choose the United States as the bank country so the ACH method is enabled.
Enter the details you obtained from Wallbit (Routing Number and Account Number).
If the system asks for the bank name, use the name of the associated bank shown in your Wallbit account details (commonly Bridge or another partner institution).
3. Verify your account and make your first withdrawal
Ontop may request additional verification or confirm the new method through a security code sent to your email. Once approved, you will see your Wallbit account as a ready-to-use option whenever you want to withdraw the available balance from your Ontop account.
The best way to receive from Ontop: get Wallbit Pro
If you deposit your Ontop salary into Wallbit, we give you Wallbit Pro for free, with a higher level of service that includes:
Discounted fees. You get reduced or waived costs on local currency withdrawals.
Optimized investing. You access preferential fees when investing your capital in U.S. financial instruments.
Priority support. Faster responses from our customer support team to resolve any questions or account-related requests.
Important considerations
Account verification. The platform may perform verification through micro-deposits (small amounts of cents). If this happens, check your Wallbit activity the next day and confirm the exact amounts in Ontop.
Transfer times. ACH transfers usually take 1 to 2 business days to appear in your Wallbit balance after being processed by Ontop.
Account proof. If Ontop asks for a “Bank Letter” or a “Voided Check” to validate ownership, you can download it directly from the bank account settings inside the Wallbit app.
Name matching. To avoid issues with your transfers, make sure the details match exactly those listed on your Ontop and Wallbit accounts.
Ontop fees and charges. Ontop may charge a fixed fee for each withdrawal to external bank accounts. We recommend checking the current fees in your Ontop dashboard so you can plan your withdrawals efficiently.
Deposit from Rippling or Deel
If you use Rippling or Deel, the process is practically identical. You just need to look for the option to “Add U.S. bank account” and fill in the same Wallbit routing and account details. In both cases, if you receive USD 1,500 or more, you also receive the benefits of Wallbit Pro.
If you have any questions during the setup process or run into any issues, our support team is ready to help through the in-app chat or our official channels.